Insurance for students’ electronic devices does not cover cases where the device is willingly handed over to a thief.
The release of details about the insurance for students’ electronic devices, which was prepared on the order of the Minister of Science following the death of Amir Mohammad Khaleghi, a 19-year-old student at the University of Tehran, has raised questions for insurers.
One of the emphasized points in these details is the lack of ‘breaking the seal,’ which the insurance does not cover.
In simple terms, ‘lack of breaking the seal’ means that the thief does not need to remove an obstacle, such as climbing over a wall or breaking a lock, to steal the insured item.
Considering this, the details published about the list of scenarios not covered by the insurance include cases like theft from a student dormitory or theft by acquaintances and close friends.